As week end approaches we plan to walk out with our family and credit card. In today’s selfish world ”credit card” is the only true friend of yours. It never gives you a back kick, always ready to help and fulfill all desire of yours. It never complains nor demand. Always obey your command.
When it comes to shopping, the plastic money [credit card], converts into real money [currency].
Without any planning, unusual purchasing of things, force this closest friend of yours to make difference from you.
A famous proverb ” the pot empty with each drop of water”
Same as with your personal finance, have you ever noticed that shopping every week either its grocery or hardware stores the level of your pond is decreasing? Not by much…just by a few cents each week but they continue.
There is a way that you can keep away from impacting your earning. When ever you go out and desire to buy something which is not necessary or with out that you could manage- try to avoid it!
Your habit of spending lots over unusual items brings you on the stage when your best friend [credit card] leaves you.
There are some tips for you to short your hand for impulse spending:
- Always prepare a list of items which you really want
- Learn to distinguish between needs and wants.
- Buy quantity with quality-for instance buy in lots rather than cans.
- Buy for months rather weeks or days.
- Don’t prefer the items which utilize the space rather than use.
- Mind saving your product rather wasting them! Book a space in your home and make a list of things that you use regularly which will not spoil. Any perishable and non perishable products will need to be stored in airtight containers that rats can’t get into.
- Men are always in loss! But now this will be good news for them. Have you ever noticed that clothing items such as men socks and underwear styles don’t change, so from now, avoid buying children and women clothing frequently because their styles and sizes change too drastically.
Make habit to acquire and manage a two year supplement of items and you can save hundreds of dollars.
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